Asset based Business Lending

Asset-Based loans provide businesses with immediate funds and ongoing cash flow in the form of a revolving line of credit based on a percentage of the value of the company's assets, such as commercial accounts receivable and inventory. Businesses pay interest only on the funds they've drawn.

A corporation’s tangible assets can do more than perform their primary business function; an asset can also work on behalf of the balance sheet. The flexibility of an asset based financing structure can be particularly relevant to small-cap and mid-cap firms in industries where working capital assets dominate the balance sheet (manufacturers, distributors, wholesalers, retailers and business services, for example).

Not all companies and capital needs are the same. We believe getting the right structure, cost of capital and financial product makes all the difference. BM Banking tailors each debt structure to maximize up-front cash flow generation capacity. We provide customized financial solutions to resolve current cash-flow requirements and liquidity needs to either enable a company to affect a turnaround plan or continue to fund rapidly growing sales.

BM Banking is dedicated to providing our clients unparalleled, innovative asset based financing that is both competitively priced and intelligently structured.